Rutherford Cross is working in partnership with HEINEKEN UK to identify and engage a high calibre Senior Credit Risk Manager to undertake a key role within its newly created Credit Risk team for Star Pubs & Bars. Working for one of the world's most instantly recognisable brands, in this role you will be responsible for leading and driving the Star Pubs & Bars Credit Control team.

The Senior Credit Risk Manager is responsible for creating policies and procedures for this new function, developing and executing strategy and leading/managing a large Credit team based in Edinburgh.

Reporting to the Head of Finance, and working closely with the wider leadership team, this role represents a fantastic opportunity to create both a new business function, and to play a vital role in the company's journey. The ability to engage and influence at senior level is essential, as is possessing the commerciality to make key lending decisions within a fast paced and ever evolving working environment.

Key responsibilities

• Building and leading a high performing credit management team, up to 30 FTE
• Working closely with the leadership team to shape credit policy and drive the strategy
• Manage the team to minimise bad debts and maximise cash flow through credit control collection
• Set objectives, KPI's and service levels in order to deliver the operational plan
• Oversee the successful implementation of staff training and accreditation plan
• Implementation and management of processes and controls to ensure effective corporate governance is in place and adhered to
• In-depth performance analysis to create commercial opportunities and make informed credit decisions
• Producing insightful financial reports that can inform decision making
• Develop an environment of continuous improvement of procedures and processes
• Lead on projects and be an SME on larger strategic projects
• Effectively manage the risk profile in line with Accounts Receivable KPI's

Candidate requirements

• Extensive experience at a management level with accountability for team objectives with a track record of high achievement and outstanding performance
• Experience of credit risk management, turnaround, credit control or lending to SME
• Experience at successfully managing change and implementing continuous process improvement to ways of working
• Previous experience of creating policies and procedures
• Strong business partnering experience
• A track record of successful strategic decision making

The position offers an attractive basic salary of £60,000 - £70,000 + generous benefits package including bonus, flexible working hours, private medical cover, 35 days annual holiday, double matched pension (5:10) and monthly product allowance.

For a full role profile or to register your interest, please contact our recruitment partner Derek Lauder at Rutherford Cross on [email protected] or call 0131 603 8111.